1. Acceptance of Terms By using Neurotalk-English, users agree to these Terms of Service. Users who do not agree may not use the Service. 2. Service Description The Service provides: Speech rehabilitation training Pronunciation assessment Speaking and listening learning activities AI-based speech analysis Therapist and institutional management features 3. No Medical Service The Service is intended for educational and rehabilitation support purposes only and: does not provide medical diagnosis, does not replace professional treatment, does not guarantee rehabilitation outcomes. Users should consult qualified healthcare professionals when necessary. 4. User Responsibilities Users agree to: provide accurate information, avoid misuse of the Service, refrain from uploading illegal or harmful content, avoid interfering with Service operations. Users are responsible for activities conducted through their accounts. 5. Consent to Audio Processing By using pronunciation assessment features, users consent to: voice recording, speech analysis, AI-based pronunciation evaluation, report generation and storage. 6. Institutional Accounts Institutions may use features including: Patient/student management Therapist access management Report generation Scheduled email report delivery Institutions are responsible for obtaining all necessary consents. 7. Paid Services Certain features may require subscription or payment. Payment terms will be separately disclosed. 8. Intellectual Property All software, content, pronunciation assessment systems, and educational materials within the Service remain the property of the Company. Unauthorized copying or redistribution is prohibited. 9. Limitation of Liability The Company shall not be liable for: indirect damages, dissatisfaction with rehabilitation outcomes, data loss, service interruptions, failures of third-party systems. 10. Account Restriction The Company may suspend or terminate accounts for: violation of these Terms, abnormal use, illegal activity, attempts to compromise system security. 11. Governing Law Applicable laws governing the operation of the Service shall apply. Additional regulations may apply for U.S.-based institutional services. 12. Contact Service Name: Neurotalk-English Email: contact@mghnrt.com Website: Neurotalk-English

Effective Date: May 12, 2026 Service Name: Neurotalk-English Operator: Speech NRT Co., Ltd. 1. Introduction Neurotalk-English (“Service”) provides speech rehabilitation, pronunciation assessment, language learning, and communication training services. This Privacy Policy explains how personal information and speech-related data are collected, used, stored, and protected while using the Service. By using the Service, you agree to this Privacy Policy. 2. Information We Collect The Service may collect the following information: A. Account Information Name Email address Institution information Login credentials B. Rehabilitation and Learning Information Pronunciation assessment results Speech and language training records Game and learning activity results Performance scores Therapy participation records C. Voice and Audio Information Voice recordings Speech samples Pronunciation analysis results AI-generated assessment results D. Technical Information Device information IP address Application version Log records Error reports 3. Purpose of Information Use Collected information may be used for: Providing speech rehabilitation services Performing pronunciation assessments Improving speech recognition quality Delivering personalized learning experiences Generating reports for institutions and therapists Security and operational management Improving service quality 4. HIPAA-Related Notice For services provided to healthcare or rehabilitation institutions in the United States, the following safeguards may be applied: Separate storage of personal and voice-related data Institution-level access control Access logs and audit records Secure cloud-based voice storage systems Unless a separate Business Associate Agreement (“BAA”) is executed, Neurotalk-English does not act as a healthcare provider or HIPAA Covered Entity. Each institution is responsible for determining its own HIPAA compliance obligations. 5. Third-Party Services The Service may use third-party services including: Speech recognition systems Pronunciation assessment systems Cloud hosting services Email delivery systems Authentication services Payment services Third-party providers process data only within the scope necessary to operate the Service. 6. Sharing of Information The Company does not sell personal information. Information may be shared in the following cases: With affiliated institutions or therapists With service providers supporting operations When required by law To protect security or legal rights 7. Data Retention Information may be retained or deleted according to applicable laws and institutional policies after the service purpose has been fulfilled. Voice-related data may be deleted or anonymized based on institutional requirements. 8. Security Measures The Company applies reasonable safeguards including: Encrypted communication Access control systems Authentication procedures Audit logging Secure cloud storage However, no system can guarantee absolute security. 9. Children’s Privacy Users under 18 years old may require parental, guardian, or institutional consent. The Company does not knowingly collect information from children without appropriate authorization. 10. User Rights Users may request the following rights where permitted by law: Access to personal information Correction of information Deletion requests Withdrawal of consent Data export requests 11. International Data Transfers Service data may be processed in the United States, South Korea, or other countries where service providers operate. By using the Service, users consent to such transfers where permitted by law. 12. Changes to This Policy The Company may update this Privacy Policy as necessary. Updated versions will be announced within the Service. 13. Contact Service Name: Neurotalk-English Email: contact@mghnrt.com Website: Neurotalk-English

Consent for Speech Analysis and Rehabilitation Services Effective Date: May 12, 2026 By using Neurotalk-English, I acknowledge and agree to the following: 1. Voice Recording and Analysis The Service may perform: Voice recording Pronunciation analysis AI-based speech evaluation Storage of training history 2. AI-Based Pronunciation Assessment The Service may use artificial intelligence and speech technologies to analyze pronunciation and speech performance. Assessment results are intended for educational and rehabilitation support purposes only. 3. Storage of Voice Data I consent to: Storage of voice recordings Processing of pronunciation-related data Generation of reports Sharing results with institutions or therapists where applicable 4. HIPAA-Related Notice For services used by rehabilitation institutions in the United States: Security safeguards may be applied to protect personal information Institutions or therapists may access records Access logs may be maintained Voice data may be processed through secure third-party systems Unless otherwise specified in a separate BAA agreement, the Service does not directly operate as a healthcare provider. 5. Institutional Use When using the Service through hospitals, schools, or rehabilitation institutions: Institutions may manage user data Therapists may review results Reports may be delivered electronically 6. Voluntary Participation Use of the Service is voluntary and may be discontinued at any time. 7. Guardian Consent Users under 18 years old may require parental or guardian consent. 8. Consent Confirmation By selecting “I Agree” or continuing to use the Service, I confirm that: I have read this Consent Form, I understand how voice-related data is processed, I voluntarily agree to participate. Contact Service Name: Neurotalk-English Email: contact@mghnrt.com Website: Neurotalk-English